National Motor Club (NMC), established in 1956, is one of the largest independently owned motor clubs in the United States. It offers a range of services designed to provide safety, security, and savings to its members, including 24/7 emergency roadside assistance, identity theft resolution, and various travel-related discounts.
Services Offered
NMC provides several membership plans, each tailored to meet different needs:
- Security Protection Plan: Priced at $11 per month, this plan includes up to $100 per incident for services such as towing, fuel delivery, tire changes, and locksmith assistance.
- Security Premier Plan: At $20 per month, this plan offers the same roadside assistance benefits as the Security Protection Plan but adds services like identity theft resolution and trip interruption reimbursement.
Additionally, NMC provides discounts on car rentals and hotels, aiming to enhance the overall value of their memberships.
Pros of NMC Membership
- Trusted National Presence: With decades of experience, NMC has built a reputation as a reliable provider of roadside assistance services.
- Comprehensive Identity Theft Resolution: The Security Premier Plan includes identity theft resolution services, offering members assistance in monitoring accounts and resolving issues if they become victims of identity theft.
- Additional Discounts: Members benefit from various discounts on car rentals and hotels, which can add value, especially for frequent travelers.
Cons of NMC Membership
- Higher Cost: NMC's plans are among the more expensive in the industry. The basic plan is nearly $50 more per year than the next most expensive service, and the monthly rates are almost double those of competitors like Allstate Motor Club and AAA Roadside Assistance.
- Limited Reimbursement Amounts: The reimbursement per incident is capped at $100, which may not cover the full cost of services like towing over long distances.
- Trip Interruption Reimbursement: The trip interruption reimbursement for Security Premier members is $500, one of the lowest amounts observed among similar services.
Member Feedback
Member experiences with NMC vary. Some appreciate the company's longstanding presence and the peace of mind that comes with membership. However, others express concerns about the value relative to the cost. For instance, a review from Top Ten Reviews notes, "With high prices and basic benefits, National Motor Club is one of the least attractive roadside assistance memberships we reviewed."
Conclusion
National Motor Club offers a range of services aimed at providing safety and convenience to its members. While it has a trusted national presence and offers additional benefits like identity theft resolution and travel discounts, the higher cost and limited reimbursement amounts may be considerations for potential members. It's advisable to compare NMC's offerings with other roadside assistance providers to determine the best fit for individual needs and budgets.